892 SE 124th AveWebsterFL33597
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 892 SE 124th Ave, Webster, FL, 33597 in Webster at $250,000 earns $1,688/mo in rent and nets $29/mo after the $1,124/mo payment, a 8.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $97,177.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.0% |
| Monthly Cash Flow | $29 | $1,500 |
City averages based on Webster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,688 |
| Total Monthly Debt Service | $1,560 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33597, Webster, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,811 (100%) |
| Owner Occupied HU | 2,648 (69.5%) |
| Renter Occupied HU | 584 (15.3%) |
| Vacant Housing Units | 579 (15.2%) |
| Median Home Value | $276,458 |
| Average Home Value | $339,144 |
Housing Distribution
Address Breakdown
Residential
3,763
Single Family
3,496
Multi-Family
267
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33597, Webster, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,811 (100%) |
| Owner Occupied HU | 2,648 (69.5%) |
| Renter Occupied HU | 584 (15.3%) |
| Vacant Housing Units | 579 (15.2%) |
| Median Home Value | $276,458 |
| Average Home Value | $339,144 |
Housing Distribution
Address Breakdown
Residential
3,763
Single Family
3,496
Multi-Family
267
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices