891 Bell StLafayetteCA94549
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Lafayette at 891 Bell St, Lafayette, CA, 94549 projects strong ROI of 4.63%. Rental yield 2.33%. With 5% annual appreciation, the property builds $772,207 in value over five years. Equity growth combined delivers a projected five-year ROI of 37.59%, translating into $296,805 in total cumulative return on $789,588 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 5.5% |
| Monthly Cash Flow | $(11,857) | $1,200 |
City averages based on Lafayette market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,434 |
| Total Monthly Debt Service | $16,178 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1959
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94549, Lafayette, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,399 (100%) |
| Owner Occupied HU | 8,108 (71.1%) |
| Renter Occupied HU | 2,639 (23.2%) |
| Vacant Housing Units | 652 ( 5.7%) |
| Median Home Value | $1,880,381 |
| Average Home Value | $1,774,756 |
Housing Distribution
Address Breakdown
Residential
11,138
Single Family
9,520
Multi-Family
1,618
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1959
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94549, Lafayette, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,399 (100%) |
| Owner Occupied HU | 8,108 (71.1%) |
| Renter Occupied HU | 2,639 (23.2%) |
| Vacant Housing Units | 652 ( 5.7%) |
| Median Home Value | $1,880,381 |
| Average Home Value | $1,774,756 |
Housing Distribution
Address Breakdown
Residential
11,138
Single Family
9,520
Multi-Family
1,618
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Winburne • Coldwell Banker
Mls Name: CCAR
Mls ID: #41115200