8909 N 2300 East RdFairburyIL61739
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 8909 N 2300 East Rd, Fairbury, IL, 61739 in Fairbury worth study. Rental yield 3.06%. The 3.06% gross yield is below cash-flow benchmarks at $399,500, but 5% annual appreciation, adding $110,374 over five years, frames this as a capital growth position. Rent of $1,020/mo partially offsets the $1,796/mo payment. Ziffy Mortgage finances appreciation-play properties (0.57 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $40,165.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 9.0% |
| Monthly Cash Flow | $(1,751) | $250 |
City averages based on Fairbury market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $2,612 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61739, Fairbury, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,405 (68.7%) |
| Renter Occupied HU | 465 (22.7%) |
| Vacant Housing Units | 174 ( 8.5%) |
| Median Home Value | $174,088 |
| Average Home Value | $199,256 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,783
Multi-Family
135
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61739, Fairbury, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,405 (68.7%) |
| Renter Occupied HU | 465 (22.7%) |
| Vacant Housing Units | 174 ( 8.5%) |
| Median Home Value | $174,088 |
| Average Home Value | $199,256 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,783
Multi-Family
135
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices