8907 Lennings LnBaltimoreMD21237
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8907 Lennings Ln, Baltimore, MD, 21237 in Baltimore speaks for itself: 11.81% gross on a $339,000 price, generating $3,336/mo in rent and $1,228/mo in net income after the $1,524/mo debt service. DSCR 2.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,731 stacks alongside $93,659 in projected five-year appreciation and $3,122/yr in principal reduction. Projected total cumulative return: $207,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 4.8% |
| Monthly Cash Flow | $1,228 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,336 |
| Total Monthly Debt Service | $1,974 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
8,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
8,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices