8903 Cantera Ridge Rd, Temple, TX, 76502 | $615/mo Cash Flow

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8903 Cantera Ridge Rd, Temple, TX, 76502 | $615/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 8903 Cantera Ridge Rd, Temple, TX, 76502 uses $95,804 cash to close to unlock $7,385/yr annual cash flow and $615/mo monthly cash flow. Total monthly income runs $2,671/mo, and a $1,415/mo payment keeps the spread at $615/mo. Purchase price stands at $289,000, and rental yield measures 11.09% with $2,671/mo rent. Return on cash invested shows 27.62% in year one, and 5% annual appreciation builds toward $79,845 over five years. Five-year ROI reaches 145.4% and total cumulative return in cash records $139,298. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,671/mo property income covering a $1,415/mo payment rather than investor’s personal income.

Single Family

Built in 2022

9,278 sqft lot

$N/A/sqft

No HOA

More details about the property

8903 Cantera Rdg Rd, the sought after Texas Cali floor plan in the Terrace at Lake Pointe community in Temple, zoned for top-rated Belton ISD. Move-in Ready, all appliances included! Ideally located near everyday conveniences and fun: Temple Mall, Dead Fish Grill, Spare Time Fun Center, and Baylor Scott and White Hospital, 30 minute commute to Fort Hood. Smart-home features: Qolsys panel controlling lights, thermostat, and locks via app or voice. A spacious primary with dual vanities, walk-in shower, and a massive walk-in closet.The oversized backyard, complete with planters and a covered patio, offers an ideal space for gatherings, pets, or gardening. Come tour this spacious, modern, open-concept layout today.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680