8901 Serapis Ave APT 26DowneyCA90240
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 8901 Serapis Ave APT 26, Downey, CA, 90240 in Downey is straightforward: $650,000 in, $4,456/mo in rent, $435/mo out after debt service. The 8.23% gross yield and 1.52 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $179,583 by year five. With $5,987/yr in principal equity, the total cumulative return is projected at $274,451.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.0% |
| Monthly Cash Flow | $435 | $1,500 |
City averages based on Downey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,456 |
| Total Monthly Debt Service | $3,762 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
1,445 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90240, Downey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,845 (100%) |
| Owner Occupied HU | 5,197 (66.2%) |
| Renter Occupied HU | 2,421 (30.9%) |
| Vacant Housing Units | 227 ( 2.9%) |
| Median Home Value | $858,567 |
| Average Home Value | $961,305 |
Housing Distribution
Address Breakdown
Residential
7,926
Single Family
5,934
Multi-Family
1,992
Businesses
926
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
1,445 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90240, Downey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,845 (100%) |
| Owner Occupied HU | 5,197 (66.2%) |
| Renter Occupied HU | 2,421 (30.9%) |
| Vacant Housing Units | 227 ( 2.9%) |
| Median Home Value | $858,567 |
| Average Home Value | $961,305 |
Housing Distribution
Address Breakdown
Residential
7,926
Single Family
5,934
Multi-Family
1,992
Businesses
926
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Noel Damas • PINA REALTY
Mls Name: CRMLS
Mls ID: #WS25162807