890 Snohan Rd #19AydenNC28513
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 890 Snohan Rd #19, Ayden, NC, 28513 in Ayden: $956/mo in rent, $225/mo in net income, 9.57% gross yield, 1.77 DSCR, all at $119,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $33,126 in appreciation and $1,104/yr in principal paydown projects total cumulative return of $59,964.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $225 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $956 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
3.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28513, Ayden, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,242 (100%) |
| Owner Occupied HU | 2,989 (57.0%) |
| Renter Occupied HU | 1,613 (30.8%) |
| Vacant Housing Units | 640 (12.2%) |
| Median Home Value | $230,978 |
| Average Home Value | $266,618 |
Housing Distribution
Address Breakdown
Residential
4,968
Single Family
4,803
Multi-Family
165
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
3.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28513, Ayden, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,242 (100%) |
| Owner Occupied HU | 2,989 (57.0%) |
| Renter Occupied HU | 1,613 (30.8%) |
| Vacant Housing Units | 640 (12.2%) |
| Median Home Value | $230,978 |
| Average Home Value | $266,618 |
Housing Distribution
Address Breakdown
Residential
4,968
Single Family
4,803
Multi-Family
165
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Canopy MLS as distributed by MLS GRID
Mls ID: #4384000