89 Webster StSan FranciscoCA94117
INVESTMENT ANALYSIS
Investment Verdict
Solid Income89 Webster St, San Francisco, CA, 94117 in San Francisco is a solid income-producing rental, 9.03% gross yield, $9,743/mo rent, $1,128/mo net cash flow on a $1,295,000 buy. DSCR 1.67 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $357,785 and $11,927/yr in principal reduction project a total cumulative return of $549,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 4.5% |
| Monthly Cash Flow | $1,128 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,743 |
| Total Monthly Debt Service | $8,374 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1898
1,969 sqft lot
$N/A/sqft
$300 see remarks HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94117, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,748 (100%) |
| Owner Occupied HU | 5,231 (26.5%) |
| Renter Occupied HU | 13,020 (65.9%) |
| Vacant Housing Units | 1,497 ( 7.6%) |
| Median Home Value | $1,699,396 |
| Average Home Value | $1,624,197 |
Housing Distribution
Address Breakdown
Residential
18,772
Single Family
8,176
Multi-Family
10,596
Businesses
909
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1898
1,969 sqft lot
$N/A/sqft
$300 see remarks HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94117, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,748 (100%) |
| Owner Occupied HU | 5,231 (26.5%) |
| Renter Occupied HU | 13,020 (65.9%) |
| Vacant Housing Units | 1,497 ( 7.6%) |
| Median Home Value | $1,699,396 |
| Average Home Value | $1,624,197 |
Housing Distribution
Address Breakdown
Residential
18,772
Single Family
8,176
Multi-Family
10,596
Businesses
909
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices