89 Hall StPhilippiWV26416








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Philippi at 89 Hall St, Philippi, WV, 26416 with 5% annual appreciation on a $174,500 basis while $1,364/mo rent supports operations. Total monthly income totals $1,364/mo and a $854/mo payment preserves $354/mo for cash returns. Annual cash flow comes to $4,253/yr on $57,847 deployed, and return on cash invested reaches 27.26% in year one. Equity gained on principal adds $1,126/yr, and five-year appreciation sums $48,211 alongside rental yield of 9.38%. Five-year ROI measures 141.78% and total cumulative return in cash totals $82,014.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,364/mo property income versus a $854/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1950
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26416, Philippi, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,158 (100%) |
| Owner Occupied HU | 1,963 (62.2%) |
| Renter Occupied HU | 708 (22.4%) |
| Vacant Housing Units | 487 (15.4%) |
| Median Home Value | $140,061 |
| Average Home Value | $168,565 |
Housing Distribution
Address Breakdown
Residential
3,025
Single Family
2,920
Multi-Family
105
Businesses
214
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Listed by: KELLY BOWIE • BOWIE HOME & LAND, LLC
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10160508
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-07-18 13:37:18 PDT








