89 Dill RoadStetsonME04488
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 89 Dill Road, Stetson, ME, 04488 in Stetson. Priced at $212,950, it generates $1,883/mo in gross rent and $539/mo in net monthly cash flow, a 10.61% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,466. Five-year appreciation: $58,834. Equity from principal paydown: $1,961/yr. Total projected cumulative return: $115,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.5% |
| Monthly Cash Flow | $539 | $550 |
City averages based on Stetson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,883 |
| Total Monthly Debt Service | $1,259 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04488, Stetson, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 661 (100%) |
| Owner Occupied HU | 457 (69.1%) |
| Renter Occupied HU | 45 ( 6.8%) |
| Vacant Housing Units | 159 (24.1%) |
| Median Home Value | $262,500 |
| Average Home Value | $277,128 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
492
Multi-Family
6
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04488, Stetson, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 661 (100%) |
| Owner Occupied HU | 457 (69.1%) |
| Renter Occupied HU | 45 ( 6.8%) |
| Vacant Housing Units | 159 (24.1%) |
| Median Home Value | $262,500 |
| Average Home Value | $277,128 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
492
Multi-Family
6
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices