889 7th St NE, Linton, IN, 47441 | $44/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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889 7th St NE, Linton, IN, 47441 | $44/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Linton at 889 7th St NE, Linton, IN, 47441 offers a 7.42% rental yield on a $249,500 purchase with $1,542/mo rent. Total monthly income registers $1,542/mo, and a $1,221/mo payment leaves $44/mo available for distribution. Annual cash flow reaches $534/yr on $82,709 to close, and return on cash invested stands at 20.55% in year one. Equity gained on principal adds $1,610/yr while 5% annual appreciation supports $68,932 over five years. Portfolio math shows five-year ROI at 106.08% and total cumulative return in cash at $87,741. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,542/mo property income against a $1,221/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1995

0.63 Acres lot

$N/A/sqft

No HOA

More details about the property

Custom-built spacious ranch home with three bedrooms & 2 full baths. Open concept living room, dining room & kitchen with cathedral ceiling. Beautiful built-in bookshelves. Large primary bedroom suite w/full bathroom and huge walk-in closet. Two additional roomy bedrooms with full bathroom. Sunroom (28x10) off back with two doors leading to backyard. Dedicated laundry room w/sink and lots of cabinet storage. Full poured brick stamped wall basement with family room, office/bedroom & mechanical room. Covered front porch w/vinyl railing. Attached garage. Two lots totaling .63 of an acre. Room to build another structure on the additional lot. Storage shed. Home qualifies for 100% financing.

Neighborhood Data

Neighborhood data shown for ZIP Code: 47441, Linton, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,152 (100%)
Owner Occupied HU	2,723 (65.6%)
Renter Occupied HU	1,042 (25.1%)
Vacant Housing Units	387 ( 9.3%)
Median Home Value	$129,342
Average Home Value	$176,239