8865 Saddle TrlBall GroundGA30107
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow8865 Saddle Trl, Ball Ground, GA, 30107 in Ball Ground earns its strong cash-flow label: 10.26% yield, $7,482/mo rent, $2,157/mo net income, DSCR 1.90. The $875,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $241,746 by year five. Combined with $8,059/yr in principal paydown, total projected return reaches $470,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 8.5% |
| Monthly Cash Flow | $2,157 | $300 |
City averages based on Ball Ground market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,482 |
| Total Monthly Debt Service | $4,977 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices