8864 Spring LnWoodburyMN55125
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8864 Spring Ln, Woodbury, MN, 55125 in Woodbury speaks for itself: 11.49% gross on a $274,900 price, generating $2,632/mo in rent and $590/mo in net income after the $1,236/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,080 stacks alongside $75,950 in projected five-year appreciation and $2,532/yr in principal reduction. Projected total cumulative return: $163,206.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 3.2% |
| Monthly Cash Flow | $590 | $1,200 |
City averages based on Woodbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,632 |
| Total Monthly Debt Service | $1,607 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1995
1,393 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55125, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,472 (100%) |
| Owner Occupied HU | 13,025 (74.5%) |
| Renter Occupied HU | 4,032 (23.1%) |
| Vacant Housing Units | 415 ( 2.4%) |
| Median Home Value | $431,767 |
| Average Home Value | $476,513 |
Housing Distribution
Address Breakdown
Residential
17,160
Single Family
14,939
Multi-Family
2,221
Businesses
1,464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1995
1,393 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55125, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,472 (100%) |
| Owner Occupied HU | 13,025 (74.5%) |
| Renter Occupied HU | 4,032 (23.1%) |
| Vacant Housing Units | 415 ( 2.4%) |
| Median Home Value | $431,767 |
| Average Home Value | $476,513 |
Housing Distribution
Address Breakdown
Residential
17,160
Single Family
14,939
Multi-Family
2,221
Businesses
1,464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices