88592 Highway 15HartingtonNE68739
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 88592 Highway 15, Hartington, NE, 68739 in Hartington. Rental yield 3.42%. At $1,042,500 with 3.42% gross yield, current distributions are modest, but the 5% appreciation rate projects $288,024 in new equity by year five, complemented by $9,602/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.63) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $136,014.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 6.2% |
| Monthly Cash Flow | $(4,069) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,971 |
| Total Monthly Debt Service | $6,625 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
150.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68739, Hartington, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,212 (100%) |
| Owner Occupied HU | 856 (70.6%) |
| Renter Occupied HU | 210 (17.3%) |
| Vacant Housing Units | 146 (12.0%) |
| Median Home Value | $230,159 |
| Average Home Value | $269,790 |
Housing Distribution
Address Breakdown
Residential
927
Single Family
881
Multi-Family
46
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
150.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68739, Hartington, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,212 (100%) |
| Owner Occupied HU | 856 (70.6%) |
| Renter Occupied HU | 210 (17.3%) |
| Vacant Housing Units | 146 (12.0%) |
| Median Home Value | $230,159 |
| Average Home Value | $269,790 |
Housing Distribution
Address Breakdown
Residential
927
Single Family
881
Multi-Family
46
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Penny Korth • Real Estate Solutions Team
Mls Name: Norfolk BOR
Mls ID: #250430
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.