8850 Rose Ridge LnTetoniaID83452
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow8850 Rose Ridge Ln, Tetonia, ID, 83452 in Tetonia is a top-tier cash-flow asset. At $129,000 it produces $3,191/mo in rent and $2,424/mo in net monthly income, a 29.68% gross rental yield. The DSCR of 5.50 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $29,084. Five-year appreciation adds $35,640, driving a total cumulative return of $204,804.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 29.7% | 5.2% |
| Monthly Cash Flow | $2,424 | $1,200 |
City averages based on Tetonia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,191 |
| Total Monthly Debt Service | $716 |
| DSCR Ratio | 4.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83452, Tetonia, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,086 (100%) |
| Owner Occupied HU | 663 (61.0%) |
| Renter Occupied HU | 149 (13.7%) |
| Vacant Housing Units | 274 (25.2%) |
| Median Home Value | $642,949 |
| Average Home Value | $812,436 |
Housing Distribution
Address Breakdown
Residential
576
Single Family
576
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83452, Tetonia, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,086 (100%) |
| Owner Occupied HU | 663 (61.0%) |
| Renter Occupied HU | 149 (13.7%) |
| Vacant Housing Units | 274 (25.2%) |
| Median Home Value | $642,949 |
| Average Home Value | $812,436 |
Housing Distribution
Address Breakdown
Residential
576
Single Family
576
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.