8831 White Horse WayLincolnNE68520
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.44% yield at 8831 White Horse Way, Lincoln, NE, 68520 in Lincoln is solid, but the $3,260/mo payment compresses net cash flow to $191/mo at $725,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $200,304 by year five, and $6,677/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.56) without U.S. income documentation. Total projected return: $289,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.2% |
| Monthly Cash Flow | $191 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,099 |
| Total Monthly Debt Service | $4,620 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.37 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68520, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 889 (63.5%) |
| Renter Occupied HU | 369 (26.3%) |
| Vacant Housing Units | 143 (10.2%) |
| Median Home Value | $482,364 |
| Average Home Value | $556,668 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,380
Multi-Family
16
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.37 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68520, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 889 (63.5%) |
| Renter Occupied HU | 369 (26.3%) |
| Vacant Housing Units | 143 (10.2%) |
| Median Home Value | $482,364 |
| Average Home Value | $556,668 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,380
Multi-Family
16
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices