8826 Irmastone WayOrlandoFL32817
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 8826 Irmastone Way, Orlando, FL, 32817 in Orlando offers a clean, manageable entry. Rental yield 7.37%. DSCR 1.36 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $149,164 in additional property value over five years, with $4,973/yr in principal equity building ownership stake. Total projected cumulative return: $172,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.1% |
| Monthly Cash Flow | $(537) | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,314 |
| Total Monthly Debt Service | $3,636 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
8,295 sqft lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32817, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,634 (100%) |
| Owner Occupied HU | 7,352 (44.2%) |
| Renter Occupied HU | 8,152 (49.0%) |
| Vacant Housing Units | 1,130 ( 6.8%) |
| Median Home Value | $424,715 |
| Average Home Value | $467,007 |
Housing Distribution
Address Breakdown
Residential
12,335
Single Family
9,761
Multi-Family
2,574
Businesses
600
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
8,295 sqft lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32817, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,634 (100%) |
| Owner Occupied HU | 7,352 (44.2%) |
| Renter Occupied HU | 8,152 (49.0%) |
| Vacant Housing Units | 1,130 ( 6.8%) |
| Median Home Value | $424,715 |
| Average Home Value | $467,007 |
Housing Distribution
Address Breakdown
Residential
12,335
Single Family
9,761
Multi-Family
2,574
Businesses
600
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Harribey • IAD FLORIDA LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #O6338543
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511