`8824 Sunrise Shores Cir #3Saint GermainWI54558
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: `8824 Sunrise Shores Cir #3, Saint Germain, WI, 54558 in Saint Germain at $350,000 earns $2,520/mo in rent and nets $61/mo after the $1,574/mo payment, a 8.64% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,699 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $3,224/yr in principal paydown, total projected return reaches $144,547.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $61 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $2,210 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in N/A
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54558, Saint Germain, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,585 (100%) |
| Owner Occupied HU | 967 (37.4%) |
| Renter Occupied HU | 231 ( 8.9%) |
| Vacant Housing Units | 1,387 (53.7%) |
| Median Home Value | $295,833 |
| Average Home Value | $365,442 |
Housing Distribution
Address Breakdown
Residential
1,244
Single Family
1,211
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in N/A
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54558, Saint Germain, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,585 (100%) |
| Owner Occupied HU | 967 (37.4%) |
| Renter Occupied HU | 231 ( 8.9%) |
| Vacant Housing Units | 1,387 (53.7%) |
| Median Home Value | $295,833 |
| Average Home Value | $365,442 |
Housing Distribution
Address Breakdown
Residential
1,244
Single Family
1,211
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GNMLS
Mls ID: #217387