8812 Shoal Creek LaneBoynton BeachFL33472
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 8812 Shoal Creek Lane, Boynton Beach, FL, 33472 in Boynton Beach achieves a 1.71 ratio at $175,900: $1,350/mo rent versus $791/mo debt service. Rental yield 9.21%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.21% yield compounds alongside 5% annual appreciation projecting $48,598 in value. Total projected cumulative return: $39,809.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.6% |
| Monthly Cash Flow | $(467) | $400 |
City averages based on Boynton Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $1,747 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
6,016 sqft lot
$N/A/sqft
$650 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
6,016 sqft lot
$N/A/sqft
$650 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Kogan • Kogan Estate Homes, Inc
Mls Name: BeachesMLS
Mls Provider:
Mls ID: #RX-11104853
Disclaimer: All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.