881 State Highway 8Mount UptonNY13809
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 881 State Highway 8, Mount Upton, NY, 13809 in Mount Upton at $107,500, 0% gross yield, is a market-growth asset. Rental yield 0%. The $0/mo rent partially funds the $483/mo debt service; the core return is the 5%/yr price growth projected to add $29,700 over five years. Ziffy Mortgage's DSCR mortgage (0.00) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1830
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13809, Mount Upton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 551 (64.7%) |
| Renter Occupied HU | 98 (11.5%) |
| Vacant Housing Units | 203 (23.8%) |
| Median Home Value | $173,833 |
| Average Home Value | $197,695 |
Housing Distribution
Address Breakdown
Residential
629
Single Family
629
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1830
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13809, Mount Upton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 551 (64.7%) |
| Renter Occupied HU | 98 (11.5%) |
| Vacant Housing Units | 203 (23.8%) |
| Median Home Value | $173,833 |
| Average Home Value | $197,695 |
Housing Distribution
Address Breakdown
Residential
629
Single Family
629
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Tere Stronach-Bullen • Chenango County Realty
Mls Name: NYSAMLSs
Mls ID: #R1661834