8802 Wilma JeanSan AntonioTX78224
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8802 Wilma Jean, San Antonio, TX, 78224 in San Antonio at $125,000 earns $983/mo in rent and nets $74/mo after the $562/mo payment, a 9.24% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $34,535 over five years. Ziffy Mortgage underwrites this on a 1.75 DSCR without U.S. credit history. With $1,151/yr in principal paydown, total projected return reaches $53,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $74 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $983 |
| Total Monthly Debt Service | $839 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
9,539 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78224, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,803 (100%) |
| Owner Occupied HU | 4,685 (60.0%) |
| Renter Occupied HU | 2,740 (35.1%) |
| Vacant Housing Units | 378 ( 4.8%) |
| Median Home Value | $211,335 |
| Average Home Value | $264,119 |
Housing Distribution
Address Breakdown
Residential
7,762
Single Family
6,034
Multi-Family
1,728
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
9,539 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78224, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,803 (100%) |
| Owner Occupied HU | 4,685 (60.0%) |
| Renter Occupied HU | 2,740 (35.1%) |
| Vacant Housing Units | 378 ( 4.8%) |
| Median Home Value | $211,335 |
| Average Home Value | $264,119 |
Housing Distribution
Address Breakdown
Residential
7,762
Single Family
6,034
Multi-Family
1,728
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tony Garza • Real Broker, LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1859881
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.