880 Chestnut StSan FranciscoCA94133
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 880 Chestnut St, San Francisco, CA, 94133 in San Francisco worth study. Rental yield 5.17%. The 5.17% gross yield is below cash-flow benchmarks at $1,395,000, but 5% annual appreciation, adding $385,413 over five years, frames this as a capital growth position. Rent of $6,013/mo partially offsets the $6,273/mo payment. Ziffy Mortgage finances appreciation-play properties (0.96 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $360,570.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 4.5% |
| Monthly Cash Flow | $(2,617) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,013 |
| Total Monthly Debt Service | $8,075 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1908
2,193 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1908
2,193 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard P. Kaluza • Compass
Mls Name: SFAR
Mls ID: #425072376