8790 Lincoln StSavageMD20763
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8790 Lincoln St, Savage, MD, 20763 in Savage is a solid income-producing rental, 8.15% gross yield, $3,904/mo rent, $327/mo net cash flow on a $575,000 buy. DSCR 1.51 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $158,862 and $5,296/yr in principal reduction project a total cumulative return of $239,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.5% |
| Monthly Cash Flow | $327 | $200 |
City averages based on Savage market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,904 |
| Total Monthly Debt Service | $3,347 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20763, Savage, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 938 (100%) |
| Owner Occupied HU | 374 (39.9%) |
| Renter Occupied HU | 526 (56.1%) |
| Vacant Housing Units | 38 ( 4.1%) |
| Median Home Value | $496,364 |
| Average Home Value | $538,636 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,050
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20763, Savage, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 938 (100%) |
| Owner Occupied HU | 374 (39.9%) |
| Renter Occupied HU | 526 (56.1%) |
| Vacant Housing Units | 38 ( 4.1%) |
| Median Home Value | $496,364 |
| Average Home Value | $538,636 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,050
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices