879 W San Ysidro Blvd W UNIT 5San YsidroCA92173
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 879 W San Ysidro Blvd W UNIT 5, San Ysidro, CA, 92173 in San Ysidro speaks for itself: 12.28% gross on a $420,000 price, generating $4,297/mo in rent and $1,389/mo in net income after the $1,889/mo debt service. DSCR 2.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,668 stacks alongside $116,038 in projected five-year appreciation and $3,868/yr in principal reduction. Projected total cumulative return: $249,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.0% |
| Monthly Cash Flow | $1,389 | $500 |
City averages based on San Ysidro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,297 |
| Total Monthly Debt Service | $2,741 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
729 sqft lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92173, San Ysidro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,352 (100%) |
| Owner Occupied HU | 2,862 (34.3%) |
| Renter Occupied HU | 5,293 (63.4%) |
| Vacant Housing Units | 197 ( 2.4%) |
| Median Home Value | $577,840 |
| Average Home Value | $691,130 |
Housing Distribution
Address Breakdown
Residential
7,810
Single Family
5,491
Multi-Family
2,319
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
729 sqft lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92173, San Ysidro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,352 (100%) |
| Owner Occupied HU | 2,862 (34.3%) |
| Renter Occupied HU | 5,293 (63.4%) |
| Vacant Housing Units | 197 ( 2.4%) |
| Median Home Value | $577,840 |
| Average Home Value | $691,130 |
Housing Distribution
Address Breakdown
Residential
7,810
Single Family
5,491
Multi-Family
2,319
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices