878 E Silver Torch StMeridianID83646



INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 878 E Silver Torch St, Meridian, ID, 83646 in Meridian. Rental yield 6.14%. The 1.14 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $206,935 and $6,898/yr in principal reduction project total return of $248,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.5% |
| Monthly Cash Flow | $(537) | $385 |
City averages based on Meridian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,832 |
| Total Monthly Debt Service | $4,071 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
8,363 sqft lot
$N/A/sqft
$60 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2006
8,363 sqft lot
$N/A/sqft
$60 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Nick Klimenko • Silvercreek Realty Group
Mls Name: IMLS
Mls Provider:
Mls ID: #98944547
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.








