875 W Laguna AveRiverdaleCA93656
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.2% gross rental yield, 875 W Laguna Ave, Riverdale, CA, 93656 in Riverdale is priced for capital growth, not immediate cash flow. The $950,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $262,467 by year five, with $8,750/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.59) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $145,011.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 7.0% |
| Monthly Cash Flow | $(3,344) | $1,200 |
City averages based on Riverdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,533 |
| Total Monthly Debt Service | $5,499 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1997
18.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93656, Riverdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,907 (100%) |
| Owner Occupied HU | 997 (52.3%) |
| Renter Occupied HU | 818 (42.9%) |
| Vacant Housing Units | 92 ( 4.8%) |
| Median Home Value | $284,428 |
| Average Home Value | $362,094 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,542
Multi-Family
51
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1997
18.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93656, Riverdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,907 (100%) |
| Owner Occupied HU | 997 (52.3%) |
| Renter Occupied HU | 818 (42.9%) |
| Vacant Housing Units | 92 ( 4.8%) |
| Median Home Value | $284,428 |
| Average Home Value | $362,094 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,542
Multi-Family
51
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Kings County MLS
Mls ID: #233817