874 Sandy Mountain DrSunrise BeachTX78643
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 874 Sandy Mountain Dr, Sunrise Beach, TX, 78643 in Sunrise Beach worth study. Rental yield 5.16%. The 5.16% gross yield is below cash-flow benchmarks at $379,000, but 5% annual appreciation, adding $104,711 over five years, frames this as a capital growth position. Rent of $1,628/mo partially offsets the $1,704/mo payment. Ziffy Mortgage finances appreciation-play properties (0.96 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $76,574.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.2% |
| Monthly Cash Flow | $(1,067) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,628 |
| Total Monthly Debt Service | $2,544 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78643, Llano, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,484 (100%) |
| Owner Occupied HU | 2,335 (52.1%) |
| Renter Occupied HU | 643 (14.3%) |
| Vacant Housing Units | 1,506 (33.6%) |
| Median Home Value | $425,214 |
| Average Home Value | $534,828 |
Housing Distribution
Address Breakdown
Residential
3,543
Single Family
3,454
Multi-Family
89
Businesses
435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78643, Llano, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,484 (100%) |
| Owner Occupied HU | 2,335 (52.1%) |
| Renter Occupied HU | 643 (14.3%) |
| Vacant Housing Units | 1,506 (33.6%) |
| Median Home Value | $425,214 |
| Average Home Value | $534,828 |
Housing Distribution
Address Breakdown
Residential
3,543
Single Family
3,454
Multi-Family
89
Businesses
435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HLMLS as distributed by MLS GRID
Mls ID: #176905