8736 Pardee LnSaint LouisMO63126
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 8736 Pardee Ln, Saint Louis, MO, 63126 in Saint Louis earns a 8.73% gross yield at $379,990. Rent of $2,764/mo nets $397/mo after the $1,709/mo mortgage. The 1.62 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $104,984 and $3,500/yr in equity accumulation project a total cumulative return of $169,743.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.8% |
| Monthly Cash Flow | $397 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,764 |
| Total Monthly Debt Service | $2,215 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
8,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63126, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,837 (100%) |
| Owner Occupied HU | 5,532 (80.9%) |
| Renter Occupied HU | 1,046 (15.3%) |
| Vacant Housing Units | 259 ( 3.8%) |
| Median Home Value | $316,450 |
| Average Home Value | $353,240 |
Housing Distribution
Address Breakdown
Residential
6,699
Single Family
6,360
Multi-Family
339
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
8,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63126, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,837 (100%) |
| Owner Occupied HU | 5,532 (80.9%) |
| Renter Occupied HU | 1,046 (15.3%) |
| Vacant Housing Units | 259 ( 3.8%) |
| Median Home Value | $316,450 |
| Average Home Value | $353,240 |
Housing Distribution
Address Breakdown
Residential
6,699
Single Family
6,360
Multi-Family
339
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Huda Alasadi • Jason Mitchell Real Estate Mis
Mls Name: MARIS
Mls Provider:
Mls ID: #24065888
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