873 Ruess Rd, Ripon, CA, 95366 | 7.03% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $4,678/mo, and a $3,911/mo payment. Purchase price stands at $799,000, and rental yield measures 7.03% with $4,678/mo rent. Return on cash invested shows 18.85% in year one, and 5% annual appreciation builds toward $220,749 over five years. Five-year ROI reaches 97.12% and total cumulative return in cash records $255,306. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,678/mo property income covering a $3,911/mo payment rather than investor’s personal income.

Single Family

Built in 1999

7,200 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95366, Ripon, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,469 (100%)
Owner Occupied HU	4,467 (69.1%)
Renter Occupied HU	1,778 (27.5%)
Vacant Housing Units	224 ( 3.5%)
Median Home Value	$737,147
Average Home Value	$755,471