8726 Pencil Thin LnPanama City BeachFL32413








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City Beach at 8726 Pencil Thin Ln, Panama City Beach, FL, 32413 at $398,896 posts ROI 21.97% with $227/mo cash flow from $2,874/mo rent. Total monthly income equals $2,874/mo, and annual cash flow records $2,727/yr on $132,234 to close. Return on cash invested measures 21.97% and rental yield reads 8.65% at the current $398,896. Equity gained on principal adds $2,574/yr, and 5% annual appreciation supports $110,208 by year five. Five-year ROI prints 114.51% and total cumulative return in cash totals $151,421.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,874/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32413, Panama City Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,408 (100%) |
| Owner Occupied HU | 5,677 (32.6%) |
| Renter Occupied HU | 2,579 (14.8%) |
| Vacant Housing Units | 9,152 (52.6%) |
| Median Home Value | $430,573 |
| Average Home Value | $517,641 |
Housing Distribution
Address Breakdown
Residential
12,560
Single Family
10,041
Multi-Family
2,519
Businesses
718
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Nearby investment properties with comparable prices



Listed by: N/A • Minto Communities
Mls Name: Minto Communities
Mls Provider:
Mls ID: #N/A








