872 Sierra Vista Dr #18DRTwin PeaksCA92391
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 872 Sierra Vista Dr #18DR, Twin Peaks, CA, 92391 in Twin Peaks. Priced at $299,000, it generates $2,957/mo in gross rent and $532/mo in net monthly cash flow, a 11.87% yield that comfortably supports the 2.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,386. Five-year appreciation: $82,608. Equity from principal paydown: $2,754/yr. Total projected cumulative return: $150,156.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $532 | $1,200 |
City averages based on Twin Peaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,957 |
| Total Monthly Debt Service | $2,306 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
2,100 sqft lot
$N/A/sqft
$575 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92391, Twin Peaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,554 (100%) |
| Owner Occupied HU | 684 (44.0%) |
| Renter Occupied HU | 325 (20.9%) |
| Vacant Housing Units | 545 (35.1%) |
| Median Home Value | $648,667 |
| Average Home Value | $651,389 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
2,100 sqft lot
$N/A/sqft
$575 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92391, Twin Peaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,554 (100%) |
| Owner Occupied HU | 684 (44.0%) |
| Renter Occupied HU | 325 (20.9%) |
| Vacant Housing Units | 545 (35.1%) |
| Median Home Value | $648,667 |
| Average Home Value | $651,389 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices