8714 NW 85th TerKansas CityMO64153
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing8714 NW 85th Ter, Kansas City, MO, 64153 in Kansas City is a stable, well-positioned rental at $417,000. Rental yield 6.56%. DSCR 1.22 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $115,209 in value and $3,841/yr in principal paydown builds equity, a total projected return of $137,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(317) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $2,431 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64153, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 1,516 (45.0%) |
| Renter Occupied HU | 1,575 (46.7%) |
| Vacant Housing Units | 279 ( 8.3%) |
| Median Home Value | $373,373 |
| Average Home Value | $398,092 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
1,643
Multi-Family
1,147
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64153, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 1,516 (45.0%) |
| Renter Occupied HU | 1,575 (46.7%) |
| Vacant Housing Units | 279 ( 8.3%) |
| Median Home Value | $373,373 |
| Average Home Value | $398,092 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
1,643
Multi-Family
1,147
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephen W Smith • RE/MAX Revolution
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2574889