871 Hite Smith RdPocahontasAR72455
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 871 Hite Smith Rd, Pocahontas, AR, 72455 in Pocahontas worth study. Rental yield 3.09%. The 3.09% gross yield is below cash-flow benchmarks at $885,000, but 5% annual appreciation, adding $244,509 over five years, frames this as a capital growth position. Rent of $2,275/mo partially offsets the $3,980/mo payment. Ziffy Mortgage finances appreciation-play properties (0.57 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $138,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 7.0% |
| Monthly Cash Flow | $(3,045) | $600 |
City averages based on Pocahontas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,275 |
| Total Monthly Debt Service | $4,968 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72455, Pocahontas, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 3,553 (58.8%) |
| Renter Occupied HU | 1,792 (29.6%) |
| Vacant Housing Units | 700 (11.6%) |
| Median Home Value | $154,052 |
| Average Home Value | $194,249 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,338
Multi-Family
96
Businesses
509
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72455, Pocahontas, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 3,553 (58.8%) |
| Renter Occupied HU | 1,792 (29.6%) |
| Vacant Housing Units | 700 (11.6%) |
| Median Home Value | $154,052 |
| Average Home Value | $194,249 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,338
Multi-Family
96
Businesses
509
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Kercheval • Coldwell Banker Village Communities
Mls Name: CARMLS
Mls Provider:
Mls ID: #25012012
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