8708 Prospect Ave APT D14PhiladelphiaPA19118
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8708 Prospect Ave APT D14, Philadelphia, PA, 19118 in Philadelphia at $575,000 earns $3,908/mo in rent and nets $141/mo after the $2,586/mo payment, a 8.16% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $158,862 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $5,296/yr in principal paydown, total projected return reaches $227,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $141 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,908 |
| Total Monthly Debt Service | $3,539 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19118, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,854 (100%) |
| Owner Occupied HU | 2,265 (46.7%) |
| Renter Occupied HU | 2,245 (46.3%) |
| Vacant Housing Units | 344 ( 7.1%) |
| Median Home Value | $641,678 |
| Average Home Value | $768,092 |
Housing Distribution
Address Breakdown
Residential
4,581
Single Family
3,189
Multi-Family
1,392
Businesses
587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19118, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,854 (100%) |
| Owner Occupied HU | 2,265 (46.7%) |
| Renter Occupied HU | 2,245 (46.3%) |
| Vacant Housing Units | 344 ( 7.1%) |
| Median Home Value | $641,678 |
| Average Home Value | $768,092 |
Housing Distribution
Address Breakdown
Residential
4,581
Single Family
3,189
Multi-Family
1,392
Businesses
587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nanci Fitzgerald • Kurfiss Sotheby's International Realty
Mls Name: Bright MLS
Mls ID: #PAPH2530336