870776 S Highway 177WellstonOK74881
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder870776 S Highway 177, Wellston, OK, 74881 in Wellston is a stable, well-positioned rental at $250,000. Rental yield 7.33%. DSCR 1.29 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $69,070 in value and $2,096/yr in principal paydown builds equity, a total projected return of $85,946.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(69) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,528 |
| Total Monthly Debt Service | $1,558 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1997
21.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74881, Wellston, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,536 (74.7%) |
| Renter Occupied HU | 308 (15.0%) |
| Vacant Housing Units | 213 (10.4%) |
| Median Home Value | $194,010 |
| Average Home Value | $283,428 |
Housing Distribution
Address Breakdown
Residential
1,895
Single Family
1,873
Multi-Family
22
Businesses
97
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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