8704 SW 31st TerOklahoma CityOK73179
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 8704 SW 31st Ter, Oklahoma City, OK, 73179 in Oklahoma City is narrow, $106/mo net on $1,722/mo rent after the $1,138/mo debt service, but the property operates at break-even-plus, not a loss. At $252,990 with a 8.17% yield, the long-run equity case via 5% appreciation ($69,896 over five years) and $2,330/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $102,983.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 10.0% |
| Monthly Cash Flow | $106 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,722 |
| Total Monthly Debt Service | $1,515 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73179, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,145 (100%) |
| Owner Occupied HU | 2,496 (79.4%) |
| Renter Occupied HU | 486 (15.5%) |
| Vacant Housing Units | 163 ( 5.2%) |
| Median Home Value | $293,621 |
| Average Home Value | $328,501 |
Housing Distribution
Address Breakdown
Residential
3,588
Single Family
3,588
Multi-Family
0
Businesses
386
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73179, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,145 (100%) |
| Owner Occupied HU | 2,496 (79.4%) |
| Renter Occupied HU | 486 (15.5%) |
| Vacant Housing Units | 163 ( 5.2%) |
| Median Home Value | $293,621 |
| Average Home Value | $328,501 |
Housing Distribution
Address Breakdown
Residential
3,588
Single Family
3,588
Multi-Family
0
Businesses
386
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A