870 Harrison St UNIT 202San FranciscoCA94107
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 870 Harrison St UNIT 202, San Francisco, CA, 94107 in San Francisco speaks for itself: 12.4% gross on a $515,000 price, generating $5,321/mo in rent and $1,002/mo in net income after the $2,316/mo debt service. DSCR 2.30, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,025 stacks alongside $142,285 in projected five-year appreciation and $4,743/yr in principal reduction. Projected total cumulative return: $264,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 4.5% |
| Monthly Cash Flow | $1,002 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,321 |
| Total Monthly Debt Service | $4,114 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2015
5,843 sqft lot
$N/A/sqft
$708 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94107, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,203 (100%) |
| Owner Occupied HU | 6,092 (30.2%) |
| Renter Occupied HU | 11,845 (58.6%) |
| Vacant Housing Units | 2,266 (11.2%) |
| Median Home Value | $1,350,357 |
| Average Home Value | $1,400,728 |
Housing Distribution
Address Breakdown
Residential
17,811
Single Family
4,303
Multi-Family
13,508
Businesses
2,373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2015
5,843 sqft lot
$N/A/sqft
$708 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94107, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,203 (100%) |
| Owner Occupied HU | 6,092 (30.2%) |
| Renter Occupied HU | 11,845 (58.6%) |
| Vacant Housing Units | 2,266 (11.2%) |
| Median Home Value | $1,350,357 |
| Average Home Value | $1,400,728 |
Housing Distribution
Address Breakdown
Residential
17,811
Single Family
4,303
Multi-Family
13,508
Businesses
2,373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices