87 Valencia PkwyGilbertsIL60136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 87 Valencia Pkwy, Gilberts, IL, 60136 in Gilberts. At $340,000 it earns $3,012/mo in rent and distributes $379/mo to the owner after the $1,612/mo payment, a consistent 10.63% yield. DSCR 1.87 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $93,936 in value; $2,850/yr in principal paydown compounds ownership stake. Total projected return: $165,680.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $379 | $1,200 |
City averages based on Gilberts market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,012 |
| Total Monthly Debt Service | $2,306 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2016
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60136, Gilberts, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,915 (100%) |
| Owner Occupied HU | 2,539 (87.1%) |
| Renter Occupied HU | 311 (10.7%) |
| Vacant Housing Units | 65 ( 2.2%) |
| Median Home Value | $369,609 |
| Average Home Value | $382,686 |
Housing Distribution
Address Breakdown
Residential
2,875
Single Family
2,875
Multi-Family
0
Businesses
251
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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