87 Southwind RoadWaterburyCT06708
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing87 Southwind Road, Waterbury, CT, 06708 in Waterbury carries a 1.61 coverage ratio, rent of $2,876/mo is 1.61 times the $1,781/mo payment. Rental yield 6.2%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $396,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $109,408; total projected cumulative return: $163,132.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 7.1% |
| Monthly Cash Flow | $(741) | $450 |
City averages based on Waterbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,876 |
| Total Monthly Debt Service | $2,533 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.39 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.39 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephen Briotti • Weichert REALTORS Briotti Group
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24089104