87 Orchard StreetBrattleboroVT05301
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 87 Orchard Street, Brattleboro, VT, 05301 in Brattleboro earns a 9.48% gross yield at $424,500. Rent of $3,355/mo nets $531/mo after the $1,909/mo mortgage. The 1.76 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $117,282 and $3,910/yr in equity accumulation project a total cumulative return of $195,987.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 10.0% |
| Monthly Cash Flow | $531 | $4,450 |
City averages based on Brattleboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,355 |
| Total Monthly Debt Service | $2,655 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1992
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1992
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim Bellville • Bellville Realty
Mls Name: PrimeMLS
Mls ID: #5059763