87 Meadowbrook RdVanceburgKY41179
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.28% gross rental yield, 87 Meadowbrook Rd, Vanceburg, KY, 41179 in Vanceburg is priced for capital growth, not immediate cash flow. The $589,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $162,730 by year five, with $5,425/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.42) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $64,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 8.0% |
| Monthly Cash Flow | $(2,468) | $400 |
City averages based on Vanceburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,117 |
| Total Monthly Debt Service | $3,350 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41179, Vanceburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,574 (100%) |
| Owner Occupied HU | 2,308 (64.6%) |
| Renter Occupied HU | 740 (20.7%) |
| Vacant Housing Units | 526 (14.7%) |
| Median Home Value | $100,431 |
| Average Home Value | $146,464 |
Housing Distribution
Address Breakdown
Residential
3,182
Single Family
3,172
Multi-Family
10
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41179, Vanceburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,574 (100%) |
| Owner Occupied HU | 2,308 (64.6%) |
| Renter Occupied HU | 740 (20.7%) |
| Vacant Housing Units | 526 (14.7%) |
| Median Home Value | $100,431 |
| Average Home Value | $146,464 |
Housing Distribution
Address Breakdown
Residential
3,182
Single Family
3,172
Multi-Family
10
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices