87 Jackson StPhil CampbellAL35581








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Phil Campbell at 87 Jackson St, Phil Campbell, AL, 35581 uses $60,333 cash to close to unlock $5,982/yr annual cash flow and $499/mo monthly cash flow. Total monthly income runs $1,526/mo, and a $891/mo payment keeps the spread at $499/mo. Purchase price stands at $182,000, and rental yield measures 10.06% with $1,526/mo rent. Return on cash invested shows 29.82% in year one, and 5% annual appreciation builds toward $50,283 over five years. Five-year ROI reaches 155.33% and total cumulative return in cash records $93,717. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,526/mo property income covering a $891/mo payment rather than investor’s personal income.
Single Family
Built in 2013
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35581, Phil Campbell, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 1,512 (64.5%) |
| Renter Occupied HU | 511 (21.8%) |
| Vacant Housing Units | 321 (13.7%) |
| Median Home Value | $154,812 |
| Average Home Value | $172,151 |
Housing Distribution
Address Breakdown
Residential
2,258
Single Family
2,234
Multi-Family
24
Businesses
85
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Listed by: Jarred Pierce • American Realty Company LLC
Mls Name: Strategic MLS Alliance
Mls ID: #526174








