87 Badger TrlEurekaMT59917
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.44% yield at 87 Badger Trl, Eureka, MT, 59917 in Eureka is solid, but the $1,749/mo payment compresses net cash flow to $137/mo at $389,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $107,474 by year five, and $3,583/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $155,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 4.1% |
| Monthly Cash Flow | $137 | $1,850 |
City averages based on Eureka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,411 |
| Total Monthly Debt Service | $2,119 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59917, Eureka, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,576 (100%) |
| Owner Occupied HU | 1,611 (62.5%) |
| Renter Occupied HU | 393 (15.3%) |
| Vacant Housing Units | 572 (22.2%) |
| Median Home Value | $385,634 |
| Average Home Value | $470,579 |
Housing Distribution
Address Breakdown
Residential
1,262
Single Family
1,260
Multi-Family
2
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59917, Eureka, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,576 (100%) |
| Owner Occupied HU | 1,611 (62.5%) |
| Renter Occupied HU | 393 (15.3%) |
| Vacant Housing Units | 572 (22.2%) |
| Median Home Value | $385,634 |
| Average Home Value | $470,579 |
Housing Distribution
Address Breakdown
Residential
1,262
Single Family
1,260
Multi-Family
2
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Josie Lochridge • Lancaster and Company, Premier Properties
Mls Name: MRMLS
Mls Provider:
Mls ID: #30053781
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.