8699 Carpenter RdBaldwinsvilleNY13027
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow8699 Carpenter Rd, Baldwinsville, NY, 13027 in Baldwinsville is a top-tier cash-flow asset. At $314,900 it produces $3,234/mo in rent and $1,059/mo in net monthly income, a 12.32% gross rental yield. The DSCR of 2.28 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,714. Five-year appreciation adds $87,001, driving a total cumulative return of $188,569.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $1,059 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,234 |
| Total Monthly Debt Service | $2,049 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.47 Acres lot
$N/A/sqft
$215 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13027, Baldwinsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,681 (100%) |
| Owner Occupied HU | 10,493 (66.9%) |
| Renter Occupied HU | 4,459 (28.4%) |
| Vacant Housing Units | 729 ( 4.6%) |
| Median Home Value | $269,847 |
| Average Home Value | $320,300 |
Housing Distribution
Address Breakdown
Residential
15,203
Single Family
12,552
Multi-Family
2,651
Businesses
633
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.47 Acres lot
$N/A/sqft
$215 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13027, Baldwinsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,681 (100%) |
| Owner Occupied HU | 10,493 (66.9%) |
| Renter Occupied HU | 4,459 (28.4%) |
| Vacant Housing Units | 729 ( 4.6%) |
| Median Home Value | $269,847 |
| Average Home Value | $320,300 |
Housing Distribution
Address Breakdown
Residential
15,203
Single Family
12,552
Multi-Family
2,651
Businesses
633
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices