868 Pearl PlEl CajonCA92020
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in El Cajon at 868 Pearl Pl, El Cajon, CA, 92020 offers $4,327/mo rent that, after a $4,307/mo payment. Total monthly income is $4,327/mo. Return on cash invested measures 15.43% in year one, and rental yield stands at 5.9% at a $879,900 entry. Equity gained on principal adds $5,678/yr while 5% annual appreciation compounds into $243,100 by year five. Five-year ROI records 78.79% and total cumulative return in cash reaches $228,097. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,327/mo property income versus a $4,307/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1985
7,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92020, El Cajon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,427 (100%) |
| Owner Occupied HU | 8,563 (38.2%) |
| Renter Occupied HU | 13,016 (58.0%) |
| Vacant Housing Units | 848 ( 3.8%) |
| Median Home Value | $859,223 |
| Average Home Value | $900,497 |
Housing Distribution
Address Breakdown
Residential
21,033
Single Family
13,921
Multi-Family
7,112
Businesses
2,417
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Listed by: Nicholas Renaldi • Coldwell Banker West
Mls Name: CRMLS
Mls ID: #PTP2508200