8665 Florin Rd UNIT 3SacramentoCA95828
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 8665 Florin Rd UNIT 3, Sacramento, CA, 95828 in Sacramento offers it: the 1.69 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 9.1%. Long-term, 5% appreciation is forecast to add $31,772, and $1,059/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $27,287.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 4.8% |
| Monthly Cash Flow | $(284) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $872 |
| Total Monthly Debt Service | $1,111 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
N/A lot
$N/A/sqft
$445 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
N/A lot
$N/A/sqft
$445 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kent Hanson • Hanson, Kent Andrew
Mls Name: My State MLS
Mls ID: #11537256