8665 Florin Rd UNIT 16SacramentoCA95828
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8665 Florin Rd UNIT 16, Sacramento, CA, 95828 in Sacramento carries a 1.70 coverage ratio, rent of $1,248/mo is 1.70 times the $733/mo payment. Rental yield 9.19%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $163,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $45,034; total projected cumulative return: $50,561.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.8% |
| Monthly Cash Flow | $(205) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,248 |
| Total Monthly Debt Service | $1,389 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
N/A lot
$N/A/sqft
$445 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
N/A lot
$N/A/sqft
$445 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Penny Runyon • Coldwell Banker Realty - 20
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225008678
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.