8653 Bayview DrCiceroNY13039
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 8653 Bayview Dr, Cicero, NY, 13039 in Cicero at $425,000. Rental yield 6.56%. The 6.56% yield and 1.22 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $117,420 by year five, and $3,914/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $128,891.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(516) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,322 |
| Total Monthly Debt Service | $2,669 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13039, Cicero, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,306 (100%) |
| Owner Occupied HU | 5,837 (79.9%) |
| Renter Occupied HU | 1,161 (15.9%) |
| Vacant Housing Units | 308 ( 4.2%) |
| Median Home Value | $250,560 |
| Average Home Value | $292,043 |
Housing Distribution
Address Breakdown
Residential
7,305
Single Family
6,452
Multi-Family
853
Businesses
617
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13039, Cicero, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,306 (100%) |
| Owner Occupied HU | 5,837 (79.9%) |
| Renter Occupied HU | 1,161 (15.9%) |
| Vacant Housing Units | 308 ( 4.2%) |
| Median Home Value | $250,560 |
| Average Home Value | $292,043 |
Housing Distribution
Address Breakdown
Residential
7,305
Single Family
6,452
Multi-Family
853
Businesses
617
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices