865 San Anselmo AveSan AnselmoCA94960
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 865 San Anselmo Ave, San Anselmo, CA, 94960 in San Anselmo. Rental yield 2.75%. At $1,545,000 with 2.75% gross yield, current distributions are modest, but the 5% appreciation rate projects $426,855 in new equity by year five, complemented by $14,230/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.51) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $164,714.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.5% |
| Monthly Cash Flow | $(6,583) | $1,200 |
City averages based on San Anselmo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $9,508 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
3,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94960, San Anselmo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,472 (100%) |
| Owner Occupied HU | 4,347 (67.2%) |
| Renter Occupied HU | 1,722 (26.6%) |
| Vacant Housing Units | 403 ( 6.2%) |
| Median Home Value | $1,723,556 |
| Average Home Value | $1,682,096 |
Housing Distribution
Address Breakdown
Residential
6,259
Single Family
5,632
Multi-Family
627
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
3,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94960, San Anselmo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,472 (100%) |
| Owner Occupied HU | 4,347 (67.2%) |
| Renter Occupied HU | 1,722 (26.6%) |
| Vacant Housing Units | 403 ( 6.2%) |
| Median Home Value | $1,723,556 |
| Average Home Value | $1,682,096 |
Housing Distribution
Address Breakdown
Residential
6,259
Single Family
5,632
Multi-Family
627
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices