865 N 2nd AvePiggottAR72454
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 865 N 2nd Ave, Piggott, AR, 72454 in Piggott: $1,232/mo in rent, $317/mo in net income, 9.67% gross yield, 1.77 DSCR, all at $155,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $42,824 in appreciation and $1,428/yr in principal paydown projects total cumulative return of $77,982.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 7.0% |
| Monthly Cash Flow | $317 | $200 |
City averages based on Piggott market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,232 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72454, Piggott, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,591 (100%) |
| Owner Occupied HU | 1,507 (58.2%) |
| Renter Occupied HU | 693 (26.7%) |
| Vacant Housing Units | 391 (15.1%) |
| Median Home Value | $130,893 |
| Average Home Value | $201,206 |
Housing Distribution
Address Breakdown
Residential
2,259
Single Family
2,204
Multi-Family
55
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72454, Piggott, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,591 (100%) |
| Owner Occupied HU | 1,507 (58.2%) |
| Renter Occupied HU | 693 (26.7%) |
| Vacant Housing Units | 391 (15.1%) |
| Median Home Value | $130,893 |
| Average Home Value | $201,206 |
Housing Distribution
Address Breakdown
Residential
2,259
Single Family
2,204
Multi-Family
55
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Parker McCluskey • Blue Sky Realty
Mls Name: Northeast Arkansas BOR
Mls ID: #10121400
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.